That will pay for 2 arms, 2 legs, and a stich job. Insurance Companies. Bottom line – they do not want to pay out on claims. They have been accredited since 1985 and have a total of 17 complaints on file in the past three years. So I will contact my state insurance commissioner about why laws allow such capricious approaches to defining insurance risks. because they won’t let me have their other cheaper policy. Room for advancement, but seemed to mostly be based on Politics. Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. I can’t say enough about this health insurance. Local provider rates seem reasonable as well. Basically all prevention tests have to be paid by me. Our opinions are our own. Dont care about their patients at all. We cancelled our policy after one year with them and I do not recommend this insurance company at all. This practice has been going on for over 6 months and still no one has recieved any money. We never thought we’d ever meet the deductible. Very incompetent. As a smaller employer the practices of the company were flexible an worked well for both the company and the … You have ridiculous deductibles to meet and then even after you meet them you still have to pay full price for things. It is very upsetting to keep getting these letters! This basically was an inside sales position. Ask a question about working or interviewing at Golden Rule Insurance. Im 31 years old, non smoker, athletic. Golden Rule in my experience lives up to their namesake. All in who you know - politics. Their training program is excellant and I enjoyed working there very much. i think i can find a better plan elsewhere. They wanted me to sign a rider denying to cover treatment for psoriasis. High Call Volume, difficulty in advancing, This Job is so stressful. Apparently reproductive organs are considered completely irrelevant pesky and unnecessary to cover. Now the deductible is 10000 per year and the premium is 256.00 per month. Good pay, decent work environment, good benefits. Then our daughter of 5 years old was diagnosed with Leukemia. I don’t see much benefit for me with this plan and will look for another plan. I was pleased with their payments. Not only did this company weasel out of paying for claims, but when I canceled my coverage through their automated system, they continued to charge me for THREE months past the cancellation date. I am paying for everything in addition to paying the premium. They are crooked and very corrupt. I learned alot about time management due to all work required a dead line. High turn over rate. “PLAN 100” for FAMILY is a scam!You will never be able to meet your deductible unless 2 of the members of your family pay the deductible at the same time (same year). I did not like explaining to customers that most things are not paid by the insurance company. If you’ve had a good experience with this company, great for you, but maybe you should check out the comments from the 60+% of their dissatisfied clients. They rejected a claim for a physical BUT my policy clearly states I have full coverage for preventative services which includes a physical. The plan I have is a basic … The best thing about this company was my co-workers. How often do you get stiches or break a leg? Don’t do business with them, they don’t provide you with any information. Thinking the doctor’s office may have just coded it incorrectly I called to have the code verified. The pay is not fair for all of the work that you are required to don. Told me it would $93.00 a month but after review they upped it to $140!!! Golden Rule’s quotation and enrollment procedures are easy to follow and consumer-friendly. The idiots stopped me from recieveing my treatment I was went to get my third shot of a six shot series to treat endometriosis and the pharmacy denied to refill it saying that my insurance refused to pay for it any more. I am a very healthy, fit person with very few claims through out my life. Insurance Companies in Indianapolis, IN. Copyright © 1995-2020 | FreeAdvice.com | 15310 Amberly Dr, Suite 250, Tampa, FL 33647 | Privacy Policy | Terms & Conditions | CCPA. The people that I consulted with before turning in my application told me that because I am young and happy I would have no problem obtaining health insurance. Save my name, email, and website in this browser for the next time I comment. Enter your ZIP code below to compare cheap insurance rates. Top Rated. Aetna Health Insurance Read 1,050 Reviews ... Golden Rule Read 122 Reviews … After going to my first visit I find out that NOTHING is covered except walking into the office. Very expensive, ever increasing monthly catastrophic PPO. The policy I have has a $5000 deductable and after that everything is covered 100%. Obamacare better be better than this. We have met the deductible two years so far and I expect to meet it probably another two. Even the most expensive health issues over time will be paid by you anyway by the time all the rate increases occur and the deductibles and copays are met. We participate in a HSA which we pay into each month. Golden Rule Insurance gave me my first start in the business world and due to our joint effort, I gained several promotions and very valuable work experience. Most Reviewed. Get the lowest possible deductable on any insurance that you buy, otherwise you are throwing your money away. This is a TERRIBLE INSURANCE COMPANY. However, it has to be sent to the Golden Rule address on the back of the card. They are great!! Bait and switch company. We are now faced with paying bills that we thought we were insured for and had paid the premium on and a daughter who at a very vunerable time in her life is uninsurable…DO NOT USE THIS COMPANY!!! As far as covering medications Golden Rule wildly ranges on what medications it will cover from generic to name brand run of the mill to exotic. Even if the customer gets then gets the records for them they force the customer to appeal the decision. Not enough time devoted to quality training. Help them out by rating your employer. I am DISGUSTED. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. The company is no longer exsist. Fun environment, but extremely stressful due to the high call volume. High premiums-high 10000 deductible-rate increases 20% a year…and everything is out of pocket.goes towards deductible My bank account is dwindling down paying premiums have to go to FREE Health Fairs for flu shots blood tests… or hassle getting coverage. Original review: April 15, 2020 Since the Coronavirus Pandemic has started Golden Rule Insurance has been charging my credit card for my insurance premium. UnitedHealthcare (parent) provides a comprehensive array of health benefit plans and health care services to individuals and small and mid-size employers. Good pay,but not much chance for advancement. Golden Rule was originally a family owned company and was a great place to work. If for some reason something happens and you need a different prescription that you did not need when signing up they will not cover it. denied claim for doctor visit for ear infection…after one year, 20% rate increase. Management was helpful and provided team leads to assist also when in need. they are always raising the premium. Golden Rule Insurance Company, the underwriting company for UnitedHealthOne, has an “A+” rating with the Better Business Bureau. If you were in charge, what would you do to make Golden Rule Insurance a better place to work? They paid my claims great. So we had to call hospitals and doctors to resubmit because we kept getting bills that said we had no insurance. One controller employed with the company is the reason I left. Low balls initial premium and after 1 year starts raising it every 6 mos about 15%. Whole state of Ohio helped each other daily due to the Golden Rule for years... Months and still want more, our daughter is in remission doing well through chemo and the payment! Appreciation, yet management made the work that you buy, otherwise are! 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